Privacy Policy

RetireSmart IRA — Last updated: March 5, 2026

RetireSmart IRA is designed with your privacy as a core principle. All of your personal and financial data stays on your device. We do not collect, transmit, or store any of your information on external servers.

Information You Enter

To provide retirement tax planning estimates, the app asks you to enter information such as:

Date of birth and spouse information
Filing status and state of residence
IRA and retirement account balances
Income sources and amounts
Deduction details
Tax planning scenario inputs (Roth conversions, QCDs, withdrawals)

How Your Data Is Stored

All data you enter is stored locally on your device only, using the operating system's standard on-device storage. Your data is:

Never transmitted to any server, cloud service, or third party
Never synced to iCloud or any cloud storage
Never shared with advertisers, analytics providers, or data brokers
Never accessible to the app developer

If you delete the app, all locally stored data is permanently removed.

No Data Collection

RetireSmart IRA does not collect:

Personal identifiers or contact information
Usage or analytics data
Location data
Device identifiers or fingerprints
Browsing or search history
Advertising data

No Third-Party SDKs

The app contains no third-party analytics, advertising, or tracking frameworks. The app does not communicate with any external servers. All calculations are performed entirely on your device.

Children's Privacy

This app is not directed at children under 13. It is a financial planning tool intended for adults planning for retirement.

Changes to This Policy

If this privacy policy is updated, the revised version will be posted on this page with an updated date. Continued use of the app after changes constitutes acceptance of the revised policy.

Contact

If you have questions about this privacy policy, you can contact us at:

plansmartira@gmail.com